INVESTMENT & WEALTH MANAGEMENT

15:15 – 15:35 Keynote Speaker

  • Paolo Sironi — Wealth Management FinTech Analytics – IBM Thought Leader
    FinTech Innovation: from Robo-Advisors to Goal Based Investing and Gamification.
    The Wealth Management industry is facing a period of profound transformation due to technology, investors’ behaviours and regulation. Wealth Management institutions can build a successful agenda for digital innovation only if they understand the shift from a distribution channel of financial products into a distribution channel of financial advice. This is not easy, and Robo-Advisors are the best representation of this change of approach. Yet, Robo-Advisors themselves cannot move out of the disruption they created if they do not embrace more aggressively the principles and methods of Goal Based Investing. The industry must innovate in FINance and not only in TECHnology, which means to transform the quantitative methods beyond Modern Portfolio Theory to craft a better inter-temporal understanding of the potential future performance of actual products, actual liabilities hence actual portfolios against financial targets (asset values or post-retirement income streams). The professional shift from a market oriented perspective towards a client/portfolio centric definition of the asset allocation can be facilitated by Probabilistic Scenario Optimisation. But risk and return, alias fears and ambitions, cannot enter the new equation if investors and their advisors do not change at the same time their behavioural approach to investing. Therefore, educational Gamification has the potential to become a growing field of innovation, to help educate digital financial advisors and their digital clients, to change their investment behaviour by learning what money is for, how to invest and what to believe in when setting financial goals.

 

15:40 – 16:00 Keynote Speaker

  • Nick Hungerford — Founder and Director at Nutmeg
    What will your future wealth manager look like
    The world of wealth management is changing: customers demand data faster than humans can produce it; expected returns are lower and there is major fee compression. Robots run quant funds and match human returns. They don’t switch off at night, they don’t get emotional and they don’t demand large bonuses. And they get smarter with age – they don’t lose their memory! What will your future wealth manager look like; could it be a cyborg?

 

16:05 – 16:20 Pitch

  • Alfonso De León — Co-Founder & Co-President at Finizens
    Convertir un producto de inversión en un producto de consumo
    Uno de los grandes retos de esta década y la próxima es conseguir que el mercado masivo disfrute de un acceso sencillo y efectivo al mundo de la inversión. La falta de conocimientos financieros, unido a una oferta digital de escasa calidad, con mínimos de entrada muy altos y comisiones a menudo injustificadas, genera barreras difíciles de superar para la mayoría de personas a la hora de buscar más rentabilidad para sus ahorros y acceder a un servicio de calidad, personalizado y gestionado con profesionalidad y la mayor independencia del sector.

 

16:25 – 16:40 Pitch

  • Narciso Vega — CEO at Accurate Quant
    Accurate Quant – The 1st Quant Advisor Fintech – Providing Institutional Quant Strategies to people

 

16:45 – 16:55 Pitch

  • Jordi Mercader — CEO at inbestMe
    La inversión inteligente a medida
    El sector Fintech está ganando clientes en Europa y España de forma masiva debido a la creciente demanda de transparencia e independencia por parte de los usuarios y frente a las bajas rentabilidades de los productos bancarios tradicionales. Nuevas alternativas a la banca tradicional como inbestMe se ajustan a esta demanda, a la vez que su alto grado de personalización y diversificación posibilita que cada cliente obtenga el mejor plan ajustado a su estilo inversor y objetivos financieros.